Insurance, Cash Pay & Payment Options

Straight answers on cost, insurance, and what you'll actually pay.

Physica Medica accepts insurance from six networks, takes cash-pay patients, and offers payment plans. If you're trying to figure out whether you can afford this before booking — that's exactly what this page is for.

Established 2012 800 S Bond St · Fells Point Four-clinician team
15Years in practiceEstablished 2012, Fells Point
5,000+Patients treatedBaltimore & Mid-Atlantic
DPTDoctoral-level careOCS · FAAOMPT · SCS · CLT
WHMCertified Wim Hof instructionClinical breathwork bridged with PT
Accepted Insurance Plans

Insurance we work with directly.

We accept plans from six major insurance networks. Coverage varies by plan, so your out-of-pocket cost depends on your specific deductible, copay, and whether you've met your annual out-of-pocket maximum. We verify benefits before your first visit so you're not surprised at checkout.

Founder · Lead Physical Therapist

Cash Pay & Out-of-Pocket Rates

Cash-pay rates are available for patients without insurance, those whose plans we don't accept, or anyone who prefers to pay directly rather than route through a carrier. Cash pay also means no prior authorization delays and no insurance-driven limits on session frequency.

One thing worth saying plainly: a 45–60 minute one-on-one session with a doctoral-level physical therapist is not the same service as a 20-minute mill appointment where you're handed off to a tech. The rate reflects what you're actually getting — a DPT's full attention for the full session.

DPT · University of Maryland FAAOMPT Fellow OCS Board-Certified Certified WHM Instructor

Contact the clinic at 443-228-8029 for current cash-pay rates. We'll give you a straight number, not a range.

Physical Therapist

Payment Plans Available

I have worked with Dr. Birikov on a number of physical health issues over the past 2 1/2 years. He is always kind, extremely knowledgeable, energetic and encouraging. I highly recommend his services!!!!! 5 stars

DPTSCS — Sports Clinical Specialist
Physical Therapist

Payment Plans Available

Max is a great PT. Very knowledgeable and thoughtful

DPTSCS — Sports Clinical Specialist
Physical Therapist

Payment Plans Available

Highly recommend!!

DPTSCS — Sports Clinical Specialist
Common Questions

FAQ: Cost, coverage, and what to expect.

Will insurance pay for dry needling or cupping therapy? Dry needling coverage depends on your specific plan — some carriers cover it as part of PT, others don't. Cupping and IASTM are generally covered under manual therapy benefits when performed by a licensed PT. We verify all of this before your first session.

01

What does physical therapy cost if I pay out of pocket?

Cash-pay rates are available and competitive with what you'd pay after insurance copays at many chain clinics — with the difference being you're getting a full 45–60 minute session with a DPT, not a shared appointment. Call 443-228-8029 for current rates.

02

Do you offer payment plans for physical therapy?

Yes. If the cost of a full course of care is a concern, ask about payment plan options when you call. We handle this on a case-by-case basis.

03

A clinical plan built around your case, not a binder

Chronic pain after an ACL repair is not the same problem as chronic pain after a desk-job decade. We treat them differently: different manual therapy emphasis, different movement re-education, different timelines. That tailoring is what fellowship-trained clinical reasoning enables. Protocol-driven PT is the opposite.

Location

Find us in Fells Point.

Physica Medica is located at 800 S Bond St, Baltimore, MD 21231 — in the Fells Point neighborhood, accessible from Canton, Harbor East, and Federal Hill. Street parking is available nearby.

Phone: 443-228-8029

If you have been through cookie-cutter PT before and want something that actually works, you are in the right place. If you have not, but you have been referred here by someone who has, we aim to confirm what they told you about this practice within the first ten minutes of your visit.

Common Questions

Questions referred patients ask first.

What makes Physica Medica different from other PT clinics in Baltimore?

Three structural choices: 45–60 minute one-on-one sessions (not 15–20 in a shared room), the same fellowship-trained DPT every visit (no rotating staff, no techs), and a treatment plan built around your specific case (not a corporate protocol). The combination is what is different. Any one of those alone you can find. All three under one roof is what makes referred patients stay. Book a 30-minute screen and we will show you in person.

What credentials do your physical therapists hold?

Every clinician on our team is a Doctor of Physical Therapy (DPT). Dr. Maks holds the FAAOMPT fellowship (Fellow of the American Academy of Orthopaedic Manual Physical Therapists, held by under 1% of practicing PTs nationally), plus the OCS board certification and Wim Hof Method certification. Dr. Chen is SCS (Sports Clinical Specialist). Dr. Rodriguez is OCS and CLT (Certified Lymphedema Therapist). Emily is a PTA specializing in balance and falls prevention. Together that is an unusually deep credential stack for a single-location boutique practice.

How long has Physica Medica been treating patients in Baltimore?

Since 2012, fifteen years of practice at the same Fells Point address. We have treated several thousand patients across that period, with strong referral relationships across the Baltimore orthopaedic, surgical, and OB communities. See our Fells Point page for more on the neighborhood and clinic location.

Ready to Get Started?

Two ways in. Pick the one that fits where you are.

If you already know what you need, book your one-on-one assessment directly. If you're still sorting out insurance or want to talk through your condition first, request a consultation call — no commitment required.

For Patients Ready to Book
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60-minute first visit. Diagnosis, hands-on treatment, and a plan — all in one session.
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Not Sure Yet?
Request a free 30-min movement screen
Talk through your case with a DPT. Free, no obligation, in person or virtual.
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